We know that, having adopted a dog from us, you want to give them the best life possible. With advancements in veterinary medicine it’s essential to choose the right insurance for your pet so you can get the right treatment for them without having to worry about the cost.
Exclusive Pet Insurance Benefit for Paws Adopters:
We’re happy to share an exclusive benefit for Paws adopters! Thanks to our partnership with PetPlan, one of the UK’s top pet insurance companies, we can offer 4 weeks of FREE pet insurance for your newly adopted dog, providing up to £4,000 of cover for illness and injury.*
As soon as you adopt from Paws, please send us the following information to activate 4 weeks free insurance for you:
- UK vet visit: the dog should have a veterinary health check before insurance is activated
- Send us an email to confirm the details:
- Your dog’s name (original and a new one, if dog was renamed)
- Your full name (with Mr/Mrs/Ms/ etc) and full address
- The vet clinic name and the date of the health check
*What’s Covered: New (not pre-existing) illnesses and injuries, Diagnostics, surgery, hospitalisation, and medications related to covered issues. Excess: £100 per condition
What’s Not Covered: Routine care (e.g., check-ups, vaccines, deworming), Dental care (unless injury-related), Spaying/neutering
Important: If a condition is covered during the free period and you wish insurance to continue covering it, you should start an annual policy with PetPlan before the free cover ends to keep it covered. Any gap will make it a pre-existing condition and exclude it from future coverage.
After the 4 weeks, you can choose to:
- Continue with an annual PetPlan policy (We’ve have a 10% discount on any PetPlan policy using our (Paws Help) reference number: 1400045207. This discount applies not only to your new pet but also to any other pets you own—dogs, cats, rabbits, or even horses.)
- Select a different provider
It is important to note that not all pet insurance is the same. There are many different types of policy available and the level of cover provided can vary considerably. The four main types of policy are as follows:
- Accident: provides cover for accidents only and no cover for illness
- Time-Limited: provides cover for a set amount of time (usually 12 months) and after this period the condition is excluded.
- Maximum Benefit: provides cover up to a maximum amount of money per condition and once this limit is reached the condition is excluded.
- Lifetime: provides a set amount of money each year which is refreshed each time you renew your policy allowing you to continue to claim for ongoing conditions.
As you can see from the information above, the type of policy you choose can have implications for the veterinary care of your pet and the costs you will face so it’s important to choose the right cover.
Sometimes, the cheapest insurance can cost you more in the long run. When shopping around for a policy, we suggest that you ask the following questions to allow you to compare the overall value you are getting, not just the price:
- Does this policy cover congenital, hereditary, hip-related, dental and behavioral conditions?
- Is there a time or monetary limit on how long this policy will cover ongoing conditions for?
- If I claim, will my premium increase?
Unlike other forms of insurance, it is not easy to switch pet insurance in the future as any pre-existing conditions your pet has are likely to be excluded so it’s important to do your research and choose the right cover from the start.